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Glossary

The Specter Glossary: Surveillance Finance, Translated

Try Specter in your browser, or install it as a web app. Money and speech, free from surveillance. Pseudonymous by design: no KYC, self-custodied, can't read your messages. No app store, no gatekeeper. Open specterapp.io

The fine print has a vocabulary. Here it is, translated, with the mechanics behind each term rather than a one line definition.

  • Debanking: When a bank closes or freezes your account because of who you are or what you lawfully do.
  • Pseudonymity: Participating under a persistent identity that is not tied to your legal name.
  • Self-Custody: You hold the keys. Nobody else can move or freeze your funds, including you if you lose them.
  • CBDC (Central Bank Digital Currency): State-issued digital money, recorded by the issuer and programmable by design.
  • End-to-End Encryption (E2E): Only the sender and recipient can read the message, including against the platform itself.
  • Data Minimisation: Collect only what is operationally necessary. Data never collected cannot leak.